Consumer Tips

Job Application Kiosks: Consumer Tips for Using Employment Kiosks and their Related Web sites

Do not submit your SSN or date of birth to a kiosk or a Web site that does not have a privacy policy posted prominently prior to the time this information is requested of you. If you do, you truly lose control of this information.
If you have any arrests or suspended convictions in your background, you may want to think twice about agreeing to an “instant” or “national” background check online. Some (but not all) of these national credit checks that are conducted through accessing proprietary databases online pick up and report information that should not be reported, such as suspended convictions.

Consumer Tips: How you can retrieve your federally mandated free credit report

The simplest way of accessing your free credit report is to either call or to mail for the report. Please see the tips below for more information about these ways of accessing your credit report. However, if you do decide to retrieve your free credit report via the Internet at the official www.annualcreditreport.com site, please make sure you go to the correct site. You do not have to pay to receive your free annual credit report. If you are on a site that is asking you to pay for your credit report, double check the spelling of the site, or use the call-in and mail-in methods.

Consumer Tips: The Potential Privacy Risks in Personal Health Records

In PHRs, important information about privacy procedures and policies is contained in the fine print, and the fine print really matters. That’s because some PHRs are covered under HIPAA privacy protections, but many PHRs are not covered under HIPAA privacy protections. Few consumers understand that their health care files are not always protected under HIPAA when their files are in a PHR.