Financial Privacy

How to place a security freeze (credit freeze)

Security freeze | identity theft | financial privacy — A credit freeze (sometimes called a security freeze) lets you stop the disclosure of your credit report by a credit bureau. A credit freeze can be especially helpful to individuals who are having persistent problems with identity theft. If you live in a state with a security freeze law, then you may be able to place a security freeze on your files. This World Privacy Forum resource gives general background on security freezes, lists the states with security freeze laws, and links to more information for each state.

President’s Identity Theft Task Force: World Privacy Forum requests that medical identity theft be added to task force agenda

Identity Theft — The World Privacy Forum filed comments and recommendations with the President’s Identity Theft Task Force. The task force’s draft report and recommendations did not include or contemplate medical identity theft solutions for victims; the WPF has requested and recommended that this be corrected. Medical identity theft victims need more help, more recourse, and agency attention.

Call Don’t Click Update: Still be smart about ordering federally mandated free credit reports

The World Privacy Forum cautions consumers who qualify [1] to order a federally mandated free annual credit report [2] to ensure that they take common-sense computer safety steps before ordering their credit report online. [3] If consumers are unsure about any aspect of securing their computers, calling for a credit report via the official toll free number (877-322-8228) is a good option, as is mailing in for the report. [4] Both the phone and the mail options generally expose consumers to fewer potential hazards than the online option. [5]

Call Don’t Click Update: Discussion of Findings

Researchers documented that 233 domains containing the keywords annual credit report or close misspellings of annualcreditreport.com had been registered. [17] Of the total registered imposter domains, 112 +/- 3 were online and available to consumers as of June, 2005. The pretender domains showed up in some search engine results, and some of the pretender domains showed up in some search engines’ paid or sponsored listings sections.