Financial privacy — U.S. consumers have the right to order one free credit report per year from each of the three national credit bureaus. The World Privacy Forum’s landing page about federally-mandated free Annual Credit Reports and the consumer tips for ordering a free annual credit report have been fully updated.
The simplest way of accessing your free credit report is to either call or to mail for the report. Please see the tips below for more information about these ways of accessing your credit report. However, if you do decide to retrieve your free credit report via the Internet at the official www.annualcreditreport.com site, please make sure you go to the correct site. You do not have to pay to receive your free annual credit report. If you are on a site that is asking you to pay for your credit report, double check the spelling of the site, or use the call-in and mail-in methods.
Landing page for Call Don’t Click: Why it’s smarter to order your federally mandated free credit reports via telephone, not the Interent. A report on www.annualcreditreport.com by the World Privacy Forum.
The Federal Trade Commission has taken action on the hundreds of imposter domains the World Privacy Forum uncovered and discussed in its Call Don’t Click I and II reports. Announcing the FTC action, Bureau Chief Lydia Parnes said: “Consumers also need to be alert about impostor sites – sites that misspell annualcreditreport.com or use sound
The World Privacy Forum cautions consumers who qualify to order a federally mandated free annual credit report to ensure that they take common-sense computer safety steps before ordering their credit report online.