Credit Bureau

Three steps to take today if you have been impacted by the Equifax data breach

There are three immediate steps you can take on your own to begin to address the risk the potentially dangerous Equifax data breach poses. These steps are apart from signing up with Equifax for credit monitoring. Here are the steps, with explanations below. Information for Canadian and UK residents is included where available: If you

WPF joins US PIRG and NCLC in letter of concern re: data breach

The World Privacy Forum joined the US PIRG, the National Consumer Law Center and other signatories in a joint letter to the US Federal Trade Commission and the Consumer Financial Protection Bureau regarding the recent Experian data security breach. The letter asks key questions about the breach, and requests the FTC and CFPB to assist

Letter to FTC re: Equifax sales of consumer info to predatory lenders

In 2012, the US Federal Trade Commission brought a remarkable case against Equifax for selling consumer financial information — which included credit scores and late mortgage payment information– to companies offering services to consumers in financial distress. The World Privacy Forum commented to the FTC on this case, which was important for a number of reasons.

Public Comments: January 2012 – Regarding Disclosure of Certain Credit Card Complaint Data

The World Privacy Forum appreciates the opportunity to submit comments to the Consumer Financial Protection Bureau’s (CFPB) proposed policy statement about the CFPB’s proactive disclosure of credit card complaint data. The proposed statement appeared in the Federal Register on December 8, 2011 at 76 Federal Register 76628, http://www.gpo.gov/fdsys/pkg/FR- 2011-12-08/pdf/2011-31153.pdf and at https://www.federalregister.gov/articles/2011/12/08/2011-31153/disclosure-of-certain-credit- card-complaint-data.