Financial Privacy

Some Online Loan Applications Endanger Consumers

Have you ever filled out an application online for a “loan matching service”? If so, you have to hope that you didn’t fill out an application on one of the websites operated by a company called Blue Global. They ran websites like autoloansusa.com, loanmarketplace.com, moneytoday.com, 247loan.com, 100dayloans.com, and others. Court documents released this week by the US Federal Trade Commission reveal that after the company collected consumers’ financial information, it sold most of that information to non-lenders, including SSNs, bank account numbers, and …

Consumer Tips: World Privacy Forum’s Top Ten Opt Outs

Many people have told us that they think opting out is confusing. We agree. Opting out can range from the not-too-difficult (the FTC’s Do Not Call list is a fairly simple opt out) to the challenging (the National Advertising Initiative opt out can be tricky). Our hope is that this list will clarify which opt out does what, and how to go about opting out.

Collections Scoring, Privacy, and Consumer Impacts

This coming Thursday, Pam Dixon will be presenting new research on collections scoring, privacy, and impacts on low and middle income consumers. The Dixon/Gellman report, The Scoring of America, sparked a national conversation about analytics and fairness in the realm of consumer scores. This talk focuses on one particular category of scoring, that of using

Data, Lending, and Civil Rights

WPF Executive Director Pam Dixon will be speaking on data, lending, and civil rights at the Georgetown University Law Center this Wednesday. She will be discussing research from her Scoring of America report, co-authored with Robert Gellman, and she will be highlighting new research on the topic of economically vulnerable populations. Event information: Wednesday, April