The FTC recently announced a “phantom debt broker” settlement. Phantom debt is debt that has been fabricated and then treated as if it was real debt that could be collected from consumers. This case gives a clear view into practices that form the modus operandi for a newly emerging type of identity theft. 

Pam Dixon, WPF Executive Director, is testifying before the US Senate Banking Committee today on the topic of privacy, the Fair Credit Reporting Act, data brokers, and predictive analytics. “I am pleased to have the opportunity to discuss our research and what we have documented about the privacy of Americans in a predictive analytics era,”

The World Privacy Forum joined the US PIRG, the National Consumer Law Center and other signatories in a joint letter to the US Federal Trade Commission and the Consumer Financial Protection Bureau regarding the recent Experian data security breach. The letter asks key questions about the breach, and requests the FTC and CFPB to assist

WPF Executive Director Pam Dixon will be speaking on data, lending, and civil rights at the Georgetown University Law Center this Wednesday. She will be discussing research from her Scoring of America report, co-authored with Robert Gellman, and she will be highlighting new research on the topic of economically vulnerable populations. Event information: Wednesday, April

Video of Congressional Testimony on data brokers. Pam Dixon gave this testimony before the Senate Commerce Committee on December 18, 2013 at a hearing dedicated to shedding light on data broker industry practices and how that affects consumers. The full testimony contains numerous examples of data broker activities, consumer scoring, and discusses the solutions that are needed, including a requirement for data broker opt out.