Fair Credit Reporting Act (FCRA)

Comments of the World Privacy Forum to the FTC re: Ingenix and Milliman FCRA enforcement action

Medical privacy — Some recent articles about the sale of patients’ prescription histories to insurance companies have raised many consumer questions about this practice. Ingenix and Milliman — two companies engaged in this practice — were the subject of a Federal Trade Commission enforcement action which was published for comment in September 2007. The World Privacy Forum provided formal comments to the Federal Trade Commission last year about this enforcement action; the WPF sought to have all affected consumers notified of adverse actions taken based on the information, and asked the FTC to modify its enforcement action to include an appropriate monetary penalty against the two companies.

World Privacy Forum, NCLC, and Consumer’s Union file extensive comments regarding accuracy of credit reports

Financial privacy / credit reports — The NCLC, Consumer’s Union, and the World Privacy Forum filed extensive joint comments today regarding the proposed rulemaking, Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies under Section 312 of the Fair and Accurate Credit Transactions Act. The results of the proposed rulemaking will have a significant impact on how the accuracy of credit reports is defined for consumers, and will have a substantive influence over how consumers may handle credit report disputes directly with those who furnish information for the reports.

World Privacy Forum Comments on “Red Flag” Guidelines for Identity Theft, Requests Addition of Medical Identity Theft to Red Flag Rule

Identity theft | medical identity theft — The World Privacy Forum filed comments with the Federal Trade Commission, the Treasury, and other federal agencies today regarding the joint draft rule on “Red Flags” for identity theft. In its comments, the World Privacy Forum requested that medical identity theft be added to several aspects and portions of the proposed rule. Adding medical identity theft to the rule is essential to help close gaps in protection for consumers and to encourage health care providers to attend to victims’ challenges and needs regarding medical identity theft.