Predictive Analytics

Collections Scoring, Privacy, and Consumer Impacts

This coming Thursday, Pam Dixon will be presenting new research on collections scoring, privacy, and impacts on low and middle income consumers. The Dixon/Gellman report, The Scoring of America, sparked a national conversation about analytics and fairness in the realm of consumer scores. This talk focuses on one particular category of scoring, that of using

Video: The New World of Health Sensors

This video is part of our Health Technology series which explores emerging and important health technologies Health sensors — devices that can detect blood pressure and other bio readings — have advanced tremendously in the past few years. While many are familiar with fitness devices that monitor activities such as number of footsteps, new and very sophisticated

The Scoring of America: Op Ed for IAPP & FTC Alternate Scoring Conference

This op ed was originally published Wednesday, March 19 2014 in IAPP for the FTC Alternate Scoring Conference.

In our modern sea of data, the resources to examine all relevant information regarding a decision is no longer feasible, so we use shortcuts. Consumer scores built using predictive analytics and fed by large datasets are the modern-day shortcuts to understanding individual consumer behavior. That’s why new and unregulated consumer scores abound. They are used widely in today’s world to predict consumers’ behavior, spending, health, fraud, profitability, and much more. These scores rely on petabytes of information coming from newly available data streams, and some old ones.